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Auto Finance Questions

We will work right by your side to develop a realistic, money-saving plan to enable you to lease or purchase your vehicle and protect your investment. Our programs can be tailor suited to your needs and driving habits.

Lease vs. Buy

These programs are ONLY available at time of Purchase.

Automotive Protection Plans
Millennium vehicle service contracts provide peace of mind protection with unexpected mechanical breakdowns.

Gap Insurance
By paying a one-time fee, you will be protected over the term of the loan for any difference in the amount due the lender or leasing company.

Tire and Wheel
U.S. drivers lose millions of dollars annually from damage and destruction caused by road hazard. Drive with the secure feeling of being protected.

Rent Free
An inexpensive protection plan that eliminates the hassle of securing alternate transportation whenever your customer’s covered vehicle incurs a mechanical breakdown.

Certified Pre-Owned Comprehensive 3 Month 3,000 Miles
Enjoy the additional confidence of our comprehensive limited warranty – coverage on more than 500 components – included with every Ford Certified Pre-Owned vehicle.

Certified Pre-Owned Powertrain
Enjoy the additional confidence of our comprehensive limited warranty – coverage on more than 500 components – included with every Ford Certified Pre-Owned vehicle.


An inexpensive protection plan in case of major mechanical breakdown:

  • Engine
  • Transmission
  • Turbo Charger/Super Charger
  • Transfer Case
  • Drive Axle


Millennium Silver incorporates all of the coverages offered under Bronze and expands them to include the following:

  • Steering
  • Brakes
  • Electrical
  • Air Conditioner
  • Fuel Delivery


Millennium Gold incorporates both Bronze and Silver coverages and expands them to become our most comprehensive component coverage

  • Suspension
  • Cooling
  • Enhanced Electrical
  • Luxury Package

Factory installed CB radio, radar detector, stereo equalizer, on board global positioning system, fax modem, built-in TV and VCR, video game system, computer system including printer.

  • Interior/Exterior Appointments

Bumper energy absorber, hood latch and cable, trunk latch and hinges, ash tray assembly, seat tracks, shift lever, steering wheel, speedometer head and cable, glove box lock, cigarette lighter, factory installed roof rack, factory supplied wheels and jack.


Platinum coverage is the most comprehensive program offered.  Platinum coverage is suggested for those customers who want maximum protection for their vehicle.


Millennium also provides additional valuable benefits:

Provides reimbursement of up to one hundred dollars ($100) per occurrence for towing expenses.

Provides reimbursement of up to sixty dollars ($60) per day and up to five hundred forty dollars ($540) per occurrence for rental expenses covered, vehicle service contract including reimbursement for parts delay.

Provides reimbursement of up to one hundred twenty five dollars ($125) per day and three hundred seventy five dollars ($375) per occurrence for meals and lodging expenses if a repair facility must keep the vehicle for overnight repairs covered under contract.

Pays up to one hundred dollars ($100) for the replacement of any covered tire destroyed due to road hazard and up to twenty dollars ($20) for any covered tire which becomes flat due to road hazard.

Provides reimbursement of up to one hundred dollars ($100) per occurrence for expenses related to on-site assistance for vehicle extrication, fuel or fuel delivery, or jump starting a dead battery.  Also includes reimbursement of up to fifty dollars ($50) per occurrence for locksmith expenses if vehicle keys are broken or accidentally locked in vehicle.

Relax, you’re covered.

On Certified Vehicles we’ve ensured your peace of mind with our comprehensive limited warranty. The warranty covers more than 500 components, including many high-tech parts. Areas of coverage include:

* Engine
* Transmission
* Rear-wheel drive
* Front-wheel drive
* Air conditioning and heating
* Brakes
* Steering
* Electrical
* Front suspension
* High-tech (hybrid, SYNC, etc.)
* Audio
* Emissions
* Safety

The Ford Certified Pre-Owned Comprehensive Limited Warranty provides coverage for three months or 3,000 miles from the Certified Pre-Owned vehicle purchase date, whichever comes first. You can choose to extend your comprehensive limited warranty past three months or 3,000 miles by purchasing a Ford Extended Service Plan. Ask your dealer.

Download Comprehensive Warranty Coverage Details PDF to see what is covered

Certified Pre-Owned Powertrain
6 Year/100k Warranty


All Internal Lubricated Parts

Cylinder Block

Cylinder Heads


Manifold (Exhaust and Intake)

Oil Pan

Oil Pump

Seals and Gaskets


Thermostat Housing

Timing Chain Cover

Timing Chain (Gears or Belt)


Unit (Factory Installed)

Valve Covers

Water Pump


All Internal Parts

Seals and Gaskets

Torque Converter

Transfer Case (Including All Internal Parts)

Transmission Case


Axle Shafts

Bearings (Front and Rear)

Final Drive Housing (and Rear

Axle Housing for AWD) Including

All Internal Parts

Hubs, Automatic Front Locking

(Four-Wheel Drive)

Locking Rings (Four-Wheel Drive)

Seals and Gaskets

Universal and Constant

Velocity Joints


Axle Shafts

Bearings (Front and Rear)

Drive Axle Housing (and Front

Axle Housing for 4×4) Including

All Internal Parts



Seals and Gaskets

Universal and Constant

Velocity Joints